A Walk With The Walkers

Recently, Facebook reminded me that it had been 6 years since I marched into Bank of America to make the final payment on our credit card and became consumer debt free. 6 YEARS!!! I remember having such a feeling of accomplishment. I could have mailed in the payment, done it over the phone, or online, but what fun would that have been!?! For that life changing moment, I HAD to do it in person. The teller was not nearly as excited as I was, but in a society where consumerism is king, and having mounds of debt is considered the norm, who can really blame her. If you would have asked me 7 years ago where I was financially, I probably couldn't or wouldn't have given you a straight answer. I didn't grow up in a home where finances were discussed regularly. I do remember my parents and grandparents having tons of credit cards, so when I turned 18, I started my collection. The only good thing that came of this, was that I had enough established credit to qualify for an ARM when ...